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What is a balloon payment?

June 1, 2024/0 Comments/in Blog, General, Leasing Insights/by Jess Wells-Flint

Various terms of financing, such as loans and lines of credit may sound familiar. However, there is another lending option that you might not have heard of: balloon payments. A balloon payment can be a suitable financing option for business owners who require a significant amount of capital upfront and have confidence in their ability to make a large payment at the end of the lease term. In this blog post, we will explain what a balloon payment is, how it works, and some advantages and disadvantages to consider before opting for this type of financing.

What is a Balloon Payment?

Simply put, a balloon payment is a lump sum payment that is typically required at the end of a lease term. Unlike traditional leases, where payments are spread out over the term, balloon payments often cover the remaining principal balance. Essentially, a balloon payment reduces the size of the monthly payments throughout the term. Therefore this reduces the overall cost of the lease agreement, making it more affordable for business owners. A balloon payment is normally applied to vehicle leasing.

How Does a Balloon Payment Work?

Suppose you need an amount of £500,000 for a new project. You apply for a loan that requires a £50,000 down payment and spread the remaining £450,000 over a 5-year term. However, instead of making equal monthly payments for five years to cover the balance, you make significantly smaller monthly payments, with a large balloon payment of £400,000 due at the end of the five years.

Advantages of Balloon Payments

The primary advantage of balloon payments is that they allow businesses to free up capital upfront for investment or growth. By deferring a large payment to the end of the payment period, you can reduce the number of monthly payments and interest rates. This makes repayments more manageable.

Disadvantages of Balloon Payments

Balloon payments come with various risks and disadvantages. Firstly, since the payment is deferred, businesses that may not generate enough profits to meet the payment may have difficulties making the payment. This is because a large lump sum is due at the end of the lease term. Secondly, balloon payments can come with higher interest rates than traditional leases. Finally, it will be your responsibility to keep the asset (for example a vehicle) up to the proper standard.

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Balloon payments can be financially advantageous for business owners, but they come with risks and downsides. Before opting for a balloon payment, business owners need to understand the risks involved and how they can mitigate them. To find out more, contact us by calling 01494 611 456.

https://westwon.co.uk/wp-content/uploads/2023/07/aaron-burden-h7wpIMY3O3E-unsplash-scaled.jpg 1125 1500 Jess Wells-Flint https://westwon.co.uk/wp-content/uploads/2016/06/WestWon-Colour-300x94.png Jess Wells-Flint2024-06-01 09:00:182023-08-21 08:46:19What is a balloon payment?

Securing Your Retirement: How to Maintain Income in Your Leasing and Asset Finance Company

May 15, 2024/0 Comments/in Acquisitions, Blog/by Jess Wells-Flint

Running a successful leasing and asset finance company can provide a great income, but you may be worried about your retirement. After all, you don’t want to have to rely solely on your pension or retirement savings. Fortunately, there are steps you can take to secure your income for retirement and ensure that you can enjoy your golden years without worry. In this blog post, we’ll provide you with several useful tips on how to maintain income in your leasing and asset finance company.

1. Develop Long-Term Relationships with Your Clients

Another way to maintain income in your leasing and asset finance company is by developing long-term relationships with your clients. By establishing trust and providing exceptional customer service, you can increase loyalty and reduce the likelihood of losing clients to competitors. Repeat business is a great source of steady income that can continue for years, so make sure you go above and beyond to exceed customer expectations.

2. Offer Value-Added Services

Consider offering value-added services to your clients to increase your revenue streams. This could include offering insurance, maintenance services, or other complementary products that your clients may be interested in. By providing additional services, you not only increase your revenue, but you also enhance your relationship with clients by offering them additional value.

3. Maintain Good Relationships with Lenders

Your leasing and asset finance company relies on lenders to provide financing to your clients, so it’s important to maintain good relationships with them. By developing strong relationships with lenders, you can negotiate the best terms and ensure that you have access to the financing you need to continue providing your services. Lenders may also refer clients to your company, which can help grow your customer base and increase your income potential.

4. Continually Learn and Adapt to Changes

Finally, it’s important to continually learn and adapt to changes in the industry. Technology is revolutionising the leasing and asset finance industry, and it’s vital to stay up-to-date with the latest industry trends, regulations, and technologies. By doing so, you can position yourself and your company for success and maintain a steady income into your retirement years.

Contact Us

Running a leasing and asset finance company can provide you with a great income, but it’s important to take steps to secure your income for the future. Contact us here at WestWon today on 01494 611 456 to help arrange your finance needs or for more advice on how to maintain income in your finance company.

https://westwon.co.uk/wp-content/uploads/2023/08/james-hose-jr-6D58t6uZT5M-unsplash-scaled.jpg 1125 1500 Jess Wells-Flint https://westwon.co.uk/wp-content/uploads/2016/06/WestWon-Colour-300x94.png Jess Wells-Flint2024-05-15 09:00:472023-09-18 11:18:39Securing Your Retirement: How to Maintain Income in Your Leasing and Asset Finance Company

The Cost-of-Living Crisis and Its Implications for Business Owners

May 1, 2024/0 Comments/in Blog, General/by Jess Wells-Flint

The Covid pandemic has resulted in significant changes in the business landscape. One such change that has become increasingly concerning for business owners is the cost-of-living crisis. This affects not only individuals, but also businesses in various ways. It can impact businesses’ ability to attract and retain employees, as well as their overall profitability. In this blog post, we will explore the concept of the cost-of-living crisis and its implications for business owners.

  1. Implications for employee attraction and retention

The cost-of-living crisis can make it difficult for businesses to attract and retain employees, especially in low-wage industries. Employees may not be able to afford essentials such as housing and childcare on their salaries, leading them to seek higher-paying jobs elsewhere. This can result in increased turnover rates and recruitment costs for businesses.

To mitigate the impact of the cost-of-living crisis on employee attraction and retention, businesses can consider offering benefits such as flexible scheduling, paid time off, and health insurance. Additionally, businesses can work with local organisations to provide affordable housing options for their employees.

  1. Implications for profitability

The cost-of-living crisis can also impact businesses’ profitability. Additionally, businesses may face increased costs due to higher wages needed to attract and retain employees in a competitive labour market.

To address this issue, businesses can consider increasing wages and offering bonuses or profit-sharing plans to incentivise employees to stay with the company long-term. Additionally, businesses can explore alternative staffing strategies such as remote work to reduce overhead costs.

  1. Implications for consumer spending

Finally, the cost-of-living crisis can impact consumer spending. When individuals are struggling to afford necessities, they may have less disposable income to support local businesses. This can lead to decreased sales for businesses in affected industries.

To mitigate the impact of the cost-of-living crisis on consumer spending, businesses can consider offering discount programs for low-income customers and partnering with local organisations to provide affordable access to necessities.

  1. Pressure on Profit Margins

Finally, a cost-of-living crisis puts stress on many aspects of business operations, including profit margins. Businesses must figure out how to generate sufficient income to cover increasing costs but also retain current customers.

The cost-of-living crisis is a growing concern for business owners in the current economy. By understanding the impact of the cost-of-living crisis on employee attraction and retention, profitability, and consumer spending, businesses can take proactive measures to mitigate its effects. By taking the actions outlined above, businesses can ensure the long-term stability and success of their operations. This will therefore reduce the impact the Cost-of-Living Crisis and its implications for business owners will have. If you have any further question please contact us on 01494 611 456.

https://westwon.co.uk/wp-content/uploads/2023/07/kai-pilger-bmf2bsv3Mw8-unsplash-scaled.jpg 1000 1500 Jess Wells-Flint https://westwon.co.uk/wp-content/uploads/2016/06/WestWon-Colour-300x94.png Jess Wells-Flint2024-05-01 09:00:042023-08-21 08:46:16The Cost-of-Living Crisis and Its Implications for Business Owners

Unlocking Growth: Introducing WestWon’s Invoice Finance Solution

April 22, 2024/in Blog, Uncategorized/by Jess Wells-Flint

We’re thrilled to announce a game-changing addition to our suite of financial services here at WestWon : Invoice Finance. At WestWon we’re dedicated to empowering businesses to thrive, and our new Invoice Finance offering is poised to do just that.

What is Invoice Finance?

Invoice Finance is a dynamic funding solution designed to address the cash flow challenges that businesses often face. It allows companies to unlock the value of their outstanding invoices, providing them with immediate access to much-needed working capital. Rather than waiting for customers to settle invoices, businesses can leverage these unpaid invoices to access the cash they need to fuel growth and seize opportunities.

Why Choose WestWon’s Invoice Finance?

At WestWon Limited, we understand the unique needs of businesses in today’s fast-paced marketplace. That’s why our Invoice Finance solution is tailored to deliver maximum benefits to our partners and clients:

  • Fast, Flexible Funding: We know that timing is crucial when it comes to managing cash flow. With our Invoice Finance solution, businesses can access funds quickly, often within 24 to 48 hours of submitting an invoice for funding. Plus, our flexible financing options ensure that businesses can scale their funding in line with their growth trajectory.
  • Expert Support: Our team of experienced professionals are here to support our clients and partners every step of the way. From seamless onboarding to ongoing assistance, we’re dedicated to providing the highest level of service and expertise to help businesses succeed.
  • Maintained Customer Relationships: We understand the importance of preserving customer relationships. With our Invoice Finance solution, businesses can maintain direct communication with their customers, ensuring a seamless experience while accessing the funding they need.
  • Tailored Solutions: At WestWon Limited, we believe that one size does not fit all. That’s why we work closely with each of our clients to understand their unique needs and provide tailored solutions that align with their goals and objectives.
  • Available For A Range Of Sectors: WestWon are able to offer Invoice Finance for a range of sectors including Construction, Recruitment and Manufacturing

Unlock Your Businesses Potential with WestWon

In today’s competitive business landscape, cash flow is king. With WestWon’s Invoice Finance solution, businesses can unlock their full potential, overcome cash flow challenges, and seize new opportunities for growth.

Are you ready to take your business to the next level? Contact us today to learn more about how our Invoice Finance solution can benefit your business.

At WestWon, we’re here to help you succeed.

https://westwon.co.uk/wp-content/uploads/2023/02/handshake-resized-scaled.jpg 569 1500 Jess Wells-Flint https://westwon.co.uk/wp-content/uploads/2016/06/WestWon-Colour-300x94.png Jess Wells-Flint2024-04-22 09:00:272024-04-22 09:29:36Unlocking Growth: Introducing WestWon’s Invoice Finance Solution

Preparing Your Leasing and Asset Finance Company for Sale

April 15, 2024/0 Comments/in Acquisitions, Blog/by Jess Wells-Flint

As a business owner, you may come to a point where it is time to sell your leasing and asset finance company. Whether it’s for personal or business reasons, preparing your company for sale can be a daunting task. However, if you have a clear strategy and follow the right steps, the process can run smoothly. In this blog post, we will discuss how to prepare your leasing and asset finance company for sale, from assessing its value to finding the right buyer.

Step 1: Assess the Value of Your Company

The first step in preparing your leasing and asset finance company for sale is to assess its value. This process involves reviewing your financial statements, conducting a market analysis, and evaluating your business operations. You can also enlist the services of a business valuation expert to conduct a more in-depth analysis. Knowing the true value of your company can help you set a realistic asking price and negotiate with potential buyers.

Step 2: Clean up Your Business Operations

Before putting your leasing and asset finance company on the market, take the time to clean up your business operations. This includes reviewing and updating your contracts, lease agreements, and any legal documents related to your business. You should also review your company policies and procedures to ensure they are up-to-date and compliant with current regulations. This will make your business more attractive to potential buyers and will ensure a smoother sale process.

Step 3: Find the Right Buyer

Finding the right buyer is an essential part of preparing your leasing and asset finance company for sale. You may want to enlist the services of a business broker or investment bank to help you find the right buyer. These professionals have networks and resources that can help you identify potential buyers and negotiate the terms of the sale. You can also conduct your research and create a list of potential buyers based on their track record and business goals.

Step 4: Prepare for Due Diligence

Once you have found a potential buyer, the next step is to prepare for due diligence. Due diligence is a process where the buyer examines your company’s financial, legal, and operational history to ensure that everything is in order. You should ensure that all your financial records are up-to-date and well-organized and that your books are audited. You should also have any legal documents related to your business readily available. This will ensure a smoother and faster due diligence process.

Step 5: Finalize the Sale

The final step in preparing your leasing and asset finance company for sale is to finalise the agreement with the buyer. You should consult with your legal and financial advisors to ensure a smooth and successful sale. This process involves negotiating the price, terms, and conditions of the sale, transferring ownership of the company, and ensuring that all legal and financial requirements are met.

Contact Us

Preparing your leasing and asset finance company for sale requires time, effort, and careful planning. However, following the steps outlined in this blog post can help you streamline the process and ensure a successful sale. By assessing the value of your company, cleaning up your business operations, finding the right buyer, preparing for due diligence, and finalising the sale, you can maximise the value of your company and ensure a smooth transition of ownership. Contact us here at WestWon to help research your finance needs today.

https://westwon.co.uk/wp-content/uploads/2023/08/claudio-schwarz-zKT64MtVKQ0-unsplash-scaled.jpg 1000 1500 Jess Wells-Flint https://westwon.co.uk/wp-content/uploads/2016/06/WestWon-Colour-300x94.png Jess Wells-Flint2024-04-15 09:00:262023-09-18 11:18:34Preparing Your Leasing and Asset Finance Company for Sale

WestWon Nominated for Sustainability Award at SME MK and Buckinghamshire Business Awards 2024

April 4, 2024/in Blog, News/by Jess Wells-Flint

We are thrilled to announce that WestWon has been nominated for the prestigious Sustainability Award at the SME MK and Buckinghamshire Business Awards 2024. This nomination is a testament to our unwavering commitment to sustainability and environmental stewardship in all aspects of our business operations.

The SME MK and Buckinghamshire Business Awards celebrate the outstanding achievements of small and medium-sized enterprises (SMEs) in the region, recognising excellence across various categories. Being nominated for the Sustainability Award is a great honour and reaffirms our dedication to making a positive impact on the environment while driving innovation and growth in our industry.

At WestWon, sustainability isn’t just a buzzword; it’s a core value that permeates everything we do. Since 1st January 2022 we’ve committed to planting a tree for every month a customer finances equipment through WestWon, with a target of planting 100,000 trees in 5 years. As of today’s date, we have planted 46,806 flourishing trees!

This nomination wouldn’t have been possible without the hard work and dedication of our talented team who continually strive to integrate sustainability into our business practices. A special thanks must go to our customers. Without their business and support over the past couple of years, these numbers would not be possible.

We would also like to extend our gratitude to the organisers of the SME MK and Buckinghamshire Business Awards for recognising the importance of sustainability and for providing a platform to showcase businesses that are making a difference.

The awards ceremony is scheduled to take place on 24th June 2024, and we eagerly anticipate the opportunity to celebrate alongside fellow nominees and fellow local businesses. Regardless of the outcome, being nominated for the Sustainability Award is a significant achievement and serves as a motivation to continue our sustainability journey.

We are proud of this nomination and remain committed to advancing sustainability in everything we do. Stay tuned for updates as we continue to strive for excellence in sustainability and make a positive impact on our planet.

Thank you for your ongoing support!

https://westwon.co.uk/wp-content/uploads/2022/06/shutterstock_1691489818-scaled.jpg 659 1500 Jess Wells-Flint https://westwon.co.uk/wp-content/uploads/2016/06/WestWon-Colour-300x94.png Jess Wells-Flint2024-04-04 13:44:102024-04-04 13:53:44WestWon Nominated for Sustainability Award at SME MK and Buckinghamshire Business Awards 2024

Exploring Opportunities: Leasing Companies for Sale in the UK

March 15, 2024/0 Comments/in Acquisitions, Blog/by Jess Wells-Flint

Are you considering expanding your business or investing in a new area of expertise? In the UK, there are several leasing companies for sale, offering a wide range of services and opportunities. In this article, we’ll explore the ins and outs of exploring your opportunities by looking at leasing companies for sale in the UK.

Why are leasing companies such an attractive investment opportunity?

Firstly, there is a high demand for their services. Additionally, leasing companies typically have a stable cash flow as they receive regular payments from their clients. Furthermore, leasing allows businesses to improve their cash flow which can lead to increased growth and expansion. In short, leasing companies offer a reliable and profitable investment opportunity.

If you’re considering investing in a leasing company, there are several factors to consider. Firstly, it’s important to research the market and find a leasing company that matches your investment goals and values. It’s also recommended to seek the advice of a financial advisor or lawyer to help with due diligence and to ensure the acquisition is completed legally and safely.

So, how do you go about acquiring a leasing company? There are several options available, including approaching a direct seller or working with a broker. If you choose to work with a broker, they will handle the entire process from the initial search through to the final sale. This route may offer greater convenience, but it’s important to research potential brokers to ensure they have a good track record and reputation.

One important aspect to consider when acquiring a leasing company is the due diligence process. Due diligence is a comprehensive review of the company’s finances, assets, and liabilities. This process is crucial to ensure that the investment is sound and that there are no hidden issues that could cause problems in the future. As such, this process should not be rushed, and it’s recommended to work with professionals to ensure everything is thoroughly reviewed.

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Leasing companies offer a fantastic investment opportunity in the UK. They provide a stable cash flow and serve a high demand market. If you’re considering investing in a leasing company, it’s important to research the market thoroughly and seek the advice of professionals. Acquiring a leasing company can be a complex process, but with the right support, it can be a profitable and rewarding investment. Contact us here at WestWon to find out more about exploring your opportunities by looking at leasing companies for sale in the UK, or for more information on your finance needs.

https://westwon.co.uk/wp-content/uploads/2023/08/markus-winkler-afW1hht0NSs-unsplash-scaled.jpg 1000 1500 Jess Wells-Flint https://westwon.co.uk/wp-content/uploads/2016/06/WestWon-Colour-300x94.png Jess Wells-Flint2024-03-15 09:00:212023-09-18 11:18:28Exploring Opportunities: Leasing Companies for Sale in the UK

What are the tax benefits of leasing?

March 1, 2024/0 Comments/in Blog, General, Leasing Insights/by Jess Wells-Flint

It’s important to stay on top of your finances and make strategic decisions that benefit your business. One such decision is whether to lease or buy your assets. While there are advantages and disadvantages to each, leasing offers several tax benefits that can make a significant difference in your company’s financial picture. In this blog post, we’ll explore the top tax benefits of leasing and why it may be a smart choice for your business.

  1. Lower Monthly Payments

One of the most significant tax benefits of leasing is that it typically has lower monthly payments compared to buying. Since you’re only paying for the use of the asset, rather than the asset itself, you can spread out the cost over a longer period. This can help to lower your taxable income, which in turn reduces your tax liability. Additionally, lease payments are tax-deductible, which further lowers your tax bill. As a result, you have more cash flow to invest in other areas of your business.

  1. No Depreciation Worries

Another benefit of leasing is that you don’t have to worry about depreciation. When you buy an asset, the value of the asset decreases over time, which can result in a significant loss in value. However, this depreciation is tax-deductible, which can help to offset some of the loss. This can be especially advantageous if you’re leasing high-tech equipment that can quickly become obsolete.

  1. Flexible End-of-Lease Options

At the end of a lease, you typically have several options. You can renew the lease, return the asset, or purchase it outright if this is an available option. If you choose to return the asset, you don’t have to worry about selling it or dealing with any depreciation losses. However, if you decide to purchase the asset, you can typically do so at a reduced cost. This is because the lessor has already recouped some of the asset’s value through the lease payments. By taking advantage of this end-of-lease option, you can save money on the asset’s purchase and potentially reap more tax benefits.

In summary, leasing can offer many tax benefits for business owners, including lower monthly payments, no depreciation worries and flexible end-of-lease options. By considering these advantages you can make informed decisions about whether leasing is the right choice for your business needs. So, if you’re looking to maximise your tax benefits and improve your company’s financial position, leasing could be a smart and strategic option. Contact us today to find out more on 01494 611 456.

https://westwon.co.uk/wp-content/uploads/2023/07/kelly-sikkema-M98NRBuzbpc-unsplash-scaled.jpg 1054 1500 Jess Wells-Flint https://westwon.co.uk/wp-content/uploads/2016/06/WestWon-Colour-300x94.png Jess Wells-Flint2024-03-01 09:00:152023-08-21 08:46:06What are the tax benefits of leasing?

How to Buy a UK-Based Leasing Broker

February 15, 2024/0 Comments/in Acquisitions, Blog/by Jess Wells-Flint

A UK-based leasing broker can be a great investment for business leaders looking to expand their offerings. Whether you’re hoping to acquire a new revenue stream or improve your existing business model, purchasing a leasing broker can be a game-changer. In this blog post, we’ll discuss how to buy a UK-based leasing broker. We’ll cover everything from finding potential brokers to negotiating deals and ensuring successful integration into your business. So, without further ado, let’s dive in!

Steps to help prepare your business

  1. Start by researching potential leasing brokers. The first step in buying a UK-based leasing broker is to find potential candidates. You can do this through a variety of channels, including online directories, industry associations, and business brokers.
  2. Evaluate brokers based on your company’s needs. Once you have a list of potential brokers, the next step is to evaluate them based on your business’s unique needs. Consider factors like the broker’s experience working in your industry, their client base, the types of leases they offer (e.g., equipment, vehicle, property) and how they source business.
  3. Conduct due diligence. Before making an offer to buy a leasing broker, it’s important to conduct due diligence to ensure the business is sound and investment-worthy. This involves examining financial statements, tax returns, client contracts, lease agreements, and any other material that could impact the business’s value and future growth.
  4. Negotiate the deal. Once you’ve found a leasing broker that fits your company’s needs and passes due diligence, it’s time to negotiate the deal. You will need to make an offer that is competitive enough to beat other buyers who are also interested in the broker.
  5. Integrate the leasing broker into your business. Assuming all goes well with due diligence and negotiation, the final step is to integrate the leasing broker into your existing business. This will require careful planning and coordination, including integrating systems, processes, and personnel.

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Start by researching potential brokers and evaluating them based on your company’s needs. Then you can conduct due diligence, negotiate the deal, and integrate the broker into your business. Good luck in your search for a new leasing broker and make sure to reach out to WestWon for assistance.

https://westwon.co.uk/wp-content/uploads/2023/08/kelly-sikkema-Uh5GWNUGgGY-unsplash-scaled.jpg 1000 1500 Jess Wells-Flint https://westwon.co.uk/wp-content/uploads/2016/06/WestWon-Colour-300x94.png Jess Wells-Flint2024-02-15 09:00:202023-09-18 11:18:22How to Buy a UK-Based Leasing Broker

10 reasons you should finance your equipment now

February 1, 2024/0 Comments/in Blog, Equipment/by Jess Wells-Flint

Purchasing equipment for your business is not a small investment. It can require considerable upfront payments. Sometimes, the equipment may be out of your budget. However, financing is the perfect solution for acquiring assets you need to grow your business. In this blog it will look at the top 10 reasons why you should finance your equipment now.

Top 10 reasons

  1. Increase cash flow: Financing allows you to pay for your equipment over a longer period, which means you’ll have more cash flow to invest in other areas of your business.
  2. Tax benefits: When you lease equipment, you can save money on taxes as your monthly lease payments are tax-deductible.
  3. Competitive edge: By financing equipment, you’ll be able to utilize the latest technology. This can help you stay ahead of your competitors, who may be using outdated equipment.
  4. Fixed payments: Financing offers a fixed payment plan, which allows you to predict expenses and budget accordingly.
  5. Flexibility: Financing enables you to choose the payment terms and interest rates that suit your business needs the best.
  6. Asset protection: With financing, you can avoid your assets becoming obsolete. Because you can finance equipment for several years, you can easily upgrade or replace it when it’s no longer useful.
  7. Risk management: Financing reduces the risk of ownership. By leasing, you avoid being responsible for depreciating assets, which can significantly affect your business’s finance statements.
  8. Preserve capital: Financing preserves your capital, which can be used for other investments, such as product development, market research, or expansions.
  9. Fast approval: Financing options like leasing and asset finance are quick to approve, which means you can get the equipment you need generating income faster. Here at WestWon we will ensure to get back to you within a 24-hour period.
  10. It’s cost-effective: Financing equipment is a cost-effective strategy to acquire the assets you need without hindering your business’s cash flow.

Contact Us

In conclusion, financing your equipment comes with numerous benefits that can help grow your business. From increased cash flow to fixed payments to asset protection, there are plenty of reasons why you should consider leasing or financing your equipment. Choose a financing option that suits your business needs and understands what you’re signing up for. Contact us today on 01494 611 456 to speak to a member of our team about further information on the 10 reasons why you should finance your equipment now.

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The Financial Conduct Authority (FCA) regulates financial services in the UK and you can check this on the Consumer Credit Register by visiting the FCA’s website here or by contacting the FCA on 0800 111 6768. WestWon Limited is a credit broker and not a lender. WestWon companies deals with a range of lenders. All WestWon companies hold a current Data Protection Licence and are registered for VAT. These details, together with our policy on Treating Customers Fairly, Complaints Policy and address details are held under our Get in Touch page.
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We fully respect if you want to refuse cookies but to avoid asking you again and again kindly allow us to store a cookie for that. You are free to opt out any time or opt in for other cookies to get a better experience. If you refuse cookies we will remove all set cookies in our domain.

We provide you with a list of stored cookies on your computer in our domain so you can check what we stored. Due to security reasons we are not able to show or modify cookies from other domains. You can check these in your browser security settings.

Google Analytics Cookies

These cookies collect information that is used either in aggregate form to help us understand how our website is being used or how effective our marketing campaigns are, or to help us customize our website and application for you in order to enhance your experience.

If you do not want that we track your visit to our site you can disable tracking in your browser here:

Other external services

We also use different external services like Google Webfonts, Google Maps, and external Video providers. Since these providers may collect personal data like your IP address we allow you to block them here. Please be aware that this might heavily reduce the functionality and appearance of our site. Changes will take effect once you reload the page.

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